Best Practices for Disputes & Chargebacks in NetSuite

When Paystand notifies you of a dispute or chargeback, you need to reverse the original payment in NetSuite and re-apply it correctly using a Journal Entry. This article walks you through that process step by step.

📝 Note: A dispute/chargeback means the payment was reversed by the bank or card network. These steps ensure your NetSuite records reflect that reversal accurately.


Before You Begin

  • You must have access to NetSuite with permissions to create Journal Entries and edit payment records.
  • Have the original Payment Record and Invoice ready to locate in NetSuite.
  • Know the customer name and the relevant GL accounts (Accounts Receivable and Bank/Undeposited Funds).

Step 1 — Unapply the Invoice from the Payment

First, remove the link between the original invoice and the payment so the balance is freed up.

  1. Navigate to the original Payment Record in NetSuite.
  2. Unapply the invoice from the payment by following the steps in How to Unapply Invoice from Payment.

⚠️ Important: Do not skip this step. The Invoice must be unapplied before you create the Journal Entry, or the records will be out of balance.


Step 2 — Create a Manual Journal Entry

Create a Journal Entry to record the disputed/charged-back amount. Refer to Create a Journal Entry for Disputes in NetSuite for the full walkthrough. Use the following GL account setup:

Line Type Account Name Field
1 Debit Accounts Receivable Select the customer from the Name drop-down
2 Credit Bank / Undeposited Funds Select the same customer from the Name drop-down

 

💡 Tip: Make sure you select the correct customer name in both lines of the Journal Entry. Mismatched names will prevent the JE from applying correctly.


Step 3 — Apply the Journal Entry to the Payment Record

Now go back to the original Payment Record and apply the Journal Entry you just created directly from within the payment.

  1. Navigate back to the original Payment Record in NetSuite.
  2. Click Edit to open the payment in edit mode.
  3. In the Customer field, confirm the correct customer is selected.
  4. Scroll down to the Apply section — the Journal Entry you created in Step 2 should appear in the list.
  5. Check the Apply checkbox next to the Journal Entry.
  6. Click Save.

💡 Tip: If the Journal Entry doesn't appear in the Apply section, double-check that the customer name on the JE matches the customer on the Payment Record exactly.

✅ The dispute/chargeback is now recorded. The payment is applied to the Journal Entry and your NetSuite records are balanced.


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