Fees & Incentives for BigCommerce

The Paystand plugin for BigCommerce lets you manage payment fees and incentives directly from your Paystand Dashboard. 

How It Works

Once configured in your Paystand Dashboard, your fee and incentive rules automatically apply during checkout in BigCommerce.

1. Configure Fees and Incentives

  • Add surcharges for specific payment types (for example, 3% for credit card payments).

  • Offer discounts to reward preferred payment methods (like 1% off for bank payments)

2. Assign Plans to Customers

You can assign specific payment plans to individual customers:

  • Limit which payment methods are available (e.g., disable cards for certain accounts).

  • Apply unique surcharges or discounts based on your terms or relationship.

3. Default Plan for Guest Checkout
Shoppers who check out as guests will automatically fall under your default plan, ensuring consistent rules across all transactions.

Tips icon

Tips

  • Encourage account creation — logged-in customers always receive the correct incentives, and it simplifies reconciliation on your side.

What to Expect

At checkout, the corresponding fees or incentives are displayed based on the selected payment method.

By combining flexible surcharges with bank payment incentives, merchants can maintain clear, reconciled order data in BigCommerce, since fees and incentives are always reflected in the final order record.

Creating a Fees and Incentives Plan

  1. In the Paystand Dashboard, navigate to SettingsFees & Incentives

  2. Click Create New F&I Plan

  3. Choose the payment method the plan applies to

  4. Enable and configure the applicable fees — percentage, flat amount, or both

  5. Set up incentives for the Paystand Bank Network

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Tips

  • Encourage customers to pay using the zero-fee Paystand Bank Network — it’s the most cost-effective payment method available.

6. Click Create Plan to finalize

Assigning Plans to Customers

  1. Go to Customers in your Paystand Dashboard

  2. Select the desired customer

  3. Open the Fees & Incentives tab

  4. Choose the appropriate plan

  5. Click Save to apply

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