The Developer Guide has the most up-to-date details on test cards. This can be used for internal reference.
Testing Cards
Card Number | Details |
4000000000000077 | Charge will succeed and funds will be added to available balance. |
4242424242424242 | Charge will success |
4000000000000002 | Charge will be declined with a charge declined message |
4000000000000069 | Charge will be declined with an expired card |
4000000000000127 | Charge will be declined with an incorrect cvc |
4000000000000259 |
Charge will success and later disputed as fraudulent |
Testing Banks
Payments, Banks, Merchant Customers
The following test bank account and routing number can be used for creating test transactions, creating banks, or when creating a merchant customer
Account Number | Routing Number | Currency | Details |
000123456789 | 110000000 | USD | Resource status will transition from posted to paid |
000123456789 | 11000-000 | CAD | Resource status will transition from posted to paid |
Verifying a Bank
Paystand usually requires Bank resources verified before they can be used for other operations. For example, withdrawing money or being used for payments or payouts.
Bank resources can be verified in two methods:
- Directly using a BankLogin session
- Indirectly using micro-deposits
Micro-deposits
When micro deposits are initiated in a test environment, the values below can be used to successfully or unsuccessfully verify the bank.
Visit the Paystand Developer Center to learn more about Verifying Amounts.
Deposit Amounts | |
32 or 45 | Verification will be successful |
Any other amount | Verification will fail |
Testing Bank Logins
Username | Password | BankName | BankKey | MFA Question | MFA Answer |
paystand_test | paystand_good | Wells Fargo | wells | You say tomato, I say...? | tomato |
paystand_test | paystand_good | Bank of America | bofa | You say tomato, I say...? | tomato |
paystand_test | paystand_good | Chase | chase | You say tomato, I say...? | tomato |
paystand_simple | paystand_good | All Banks | wells | N/A | N/A |
mxuser | mxbank | All Banks | You say tomato, I say...? | tomate |
** see below for details
Multi-Factor Authentication (MFA) Questions
MFA Question | MFA Type | MFA Answer |
You say tomato, I say..? | Questions / Selections |
|
What is the name on the bank account? | Questions | paystand |
What is the account holder type? | Questions | individual or company |
Account Number | Questions | 9876543210 |
Routing Number | Questions | 111121111 |